The Affordable Care Act was more of a “pain in the butt thing” for us.  The new rules prompted our old insurer to unbelievably raise premiums then to stop covering South Dakota residents all together.  Allowing plenty of time (we thought), I maneuvered the market place web page and found an alternative (we thought).  December 12^th that company informed us, “no, we don’t cover full time travelers”.  Rats!  Three days until the deadline to secure coverage for January 2015.  Some quick research led us to the realization that the only workable solution was to join Escapees and move to Texas to get access to Texas Marketplace plans.  They do have insurers with policies for full-timers.  We are insured.  Now we begin the adventure of transferring life to a new state